You are under no obligation to accept the suggestions provided by this tool.
The recommendations provided are based on generally accepted investment principles.
There is no guarantee, however, that any particular fund, group of funds,
or asset allocation will meet your investment objectives.
All investments involve risks, and fluctuations in the financial
markets and other factors may cause declines in the value of your account.
You should carefully consider all of your options before investing.
This tool is provided to you free of charge by ARM Investment Managers.
It does not provide comprehensive investment or financial advice and
will produce a recommendation for investing in mutual funds only.
In applying the suggestions to your particular situation, you
should consider your other assets and investments.
As your financial circumstances or goals change, you may want
to use the tool again to see which funds may be most
appropriate for your situation. ARM Investment Managers,
is not responsible for reviewing your financial situation
or updating the suggestions contained herein.